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Since its invention in Italy in the fourteenth century, marine insurance has provided merchants with capital protection in times of crisis, thus oiling the gears of trade and commerce. With a focus on customs, laws, and organisational structures, this book reveals the Italian origins of marine insurance, and tracks the spread of underwriting practices and institutions in Europe and America through the early modern era. With contributions from eleven leading researchers from seven countries, the book examines key institutional developments in the history of marine insurance. The authors discuss its invention in Italy, and its evolution from private to corporate structures, assessing the causes and impacts of various state interventions. Amsterdam and Antwerp are analysed as one-time key centres of underwriting, as is the emergence and maturity of marine insurance in London. The book evaluates an experiment in corporate underwriting in Cadiz, and the development of insurance institutions in the United States, before applying the metrics of underwriting to discuss commerce raiding in the Atlantic up to the nineteenth century.

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Motor vehicle accidents are still a leading cause of death, even if the trend has somewhat declined over the past 20 years. Indeed, motor vehicle accidents are a significant cause of death in comparison with air and space transport accidents, homicides and even HIV infections, causes which are more often highlighted in the media. As shown in this book, motor vehicle accidents are particularly damaging to very young drivers. The assessment of driving risks is a common concern for road transportation safety and the automobile insurance industry. In both cases, there is an awareness of the great losses resulting from the deaths, injuries and property damage caused by traffic accidents. Research is essential to counteract this public health threat, to assess the success or failure of countermeasures, and to solve the problems it generates in the insurance industry. This book is for people concerned about road crashes (prevention and compensation) and about the insurance problems they pose - namely private and public institutional authorities, consultants, administrators, practitioners, and researchers interested in sharing the authors' experience in this domain. The book presents original contributions related to motor vehicle insurance and road safety. All papers have been evaluated by external referees. Four subjects are covered: 1) Automobile Insurance Pricing, Risks and Asymmetric Information; 2) Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation and Risks; and 4) Road Insurance Regulation.

Car Decals, 1 Set Dragon Decal, Car Sticker Decals, Car Decal Vinyl Car Body Decal for Car/Truck/SUV/Jeep, Universal Scratch Hidden Car Stickers, BlackSize: about 82.68x17.72 inch(2100x450mm).Features:1.Waterproof, self-adhesive and removable.2.Sizes: 82.68 inch x 17.72 for car decals. Dragon decal fits for any cars, or trucks.3.Why you need: decals not only protect your cars paint from wear and tear, but are an excellent way to cover up and hide existing scuffs and scratches.4.Installation tips: in order to install the car decal more perfectly, please read the instructions carefully before using.5.Warm suggestion: this car decal is so long that you need someone to help you or give it to a professional to install.Installation instruction:1.Determine where you need to paste then wash it;2.Turn over the decal and pull the back paper off;3.Evenly sprinkle water on the parts of the car to be pasted - to reduce the viscosity of the sticker and to adjust the position;4.Slowly Stick decal and adjust it to the best position you think;5.After the general position of the figure is determined, forcefully scrape off water and air bubbles. Carefully peel off the transparent transfer film;6.Do not let the car sticker and the body have any separation or protrusion;7.Try to make the water in the car sticker dry out, and conditionally heat it to moderately.Specification:1.Material: Vinyl sticker / PVC material2.Color:Black.3.Sizes: 82.68 inch x 17.72 inch4.Scope of use:UniversalPacking Includes:2 x Car Sticker

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